Medical Insurance

Medical Insurance (Pays the medical bills of an injured student or staff member) $100,000.00 Benefit

If the Covered Person incurs eligible expenses as the direct result of a covered injury and independent of all other causes, the Company will pay the charges incurred for such expense within 365 days, beginning on the date of accident. Payment will be made for eligible expenses in excess of the applicable $100.00 Deductible Amount, not to exceed the Maximum Medical Benefit.

The first such expense must be incurred within 90 days after the date of the accident. “Eligible expense” means charges for the following necessary treatment and service, not to exceed the usual and customary charges in the area where provided. Medical and surgical care by a physician Radiology (X-rays) Prescription drugs and medicines Dental treatment of sound natural teeth Hospital care and service in semiprivate accommodations, or as an outpatient.

Ambulance service from the scene of the accident to the nearest hospital Orthopedic appliances necessary to promote healing Excess coverage: This plan does not cover treatment or service for which benefits are payable or service is available under any other insurance or medical service plan available to the Covered Person $5,000.00 Medical Expense Benefit This coverage will reimburse an injured spectator or guest for medical and/or funeral expenses incurred as a result of bodily injury or death sustained by, regardless of whether you are liable or not.